Overall Product

• Payout for All Stages of Cancer - Be protected right from the early stages of critical illness diagnosis.
• Multiple Claims - claim for multiple critical illness conditions.
• Compassionate Benefit - lessen your family financial burden with compassionate benefit coverage of $8,000.
• Family Plan available with discounted rates.
• Easy enrollment by answering 5 simple questions with no medical check-up required.

Global Medical Treatment: Seek treatment and 2nd opinion globally

• Professional medical concierge service and dedicated case coordinator to coordinate global healthcare arrangement ranging from travel, accommodation to overseas treatment
• Gain access to the latest medical treatments and world-renowned specialists from center of excellence outside of Singapore with all expenses covered.
• Accelerated access to treatment - Cut the long waitlist and be prioritized for overseas treatment with our global healthcare partners.
• Second opinion matters, receive second opinion by an expert medical specialist worldwide to derive the best course of treatment.
• Follow up care in Singapore included, after returning from overseas treatment

Main Critical Illness condition related exclusions are as follows:

1. Any Major Illness occurring before the start date of the Policy and or treatment had for a Major Illness prior to the start date of the Policy.

2. Any Major Illness resulting from:

• War or terrorism, Naval, military, air force or armed force personnel*
• Pilot or crew member on any aircraft
• Epidemic or pandemic claims as declared by the World Health Organisation (WHO).
• Suicide, attempted suicide, intentional self-injury, or injury sustained while in a state of insanity;
• Criminal, intentional or illegal act and breaking of any government laws
• Treatments arising from pregnancy, miscarriage, abortion, childbirth, sterilization and infertility;
• Acquired Immune Deficiency Syndrome (AIDS) or any Human Immunodeficiency Virus (HIV) infection;
• Provoked assault, intoxication, drugs abuse or insanity (including alcohol or drug disorder);
• Congenital anomalies or physical impairment;
• Mental, psychiatric and/or nervous disorders including anxiety or depression, sleep disorders,
• Disease, Illness, virus, bacterial or any other kind of infection
• Ionizing radiation or contamination by radioactivity from any nuclear fuel or any nuclear waste from the combustion of nuclear fuel, or the use of any nuclear weapons material;

*Other than for reservist training under the Section 14 of the Enlistment Act (Chapter 93) of Singapore;

The main exclusions for Global Medical Treatment are as follows:

• Any medical expenses incurred in Singapore, with the exception of Follow Up Care (monitoring/surveillance of the treatment arranged by this Benefit ) and Medication Expenses after Returning from Treatment Abroad purchased following the guidelines of the treating doctor abroad.
• Any expenses incurred outside the Indemnity Period, a period of 36 months that commences from the date of payment for the Major Illness Benefit subject of the Global Medical Treatment claim.
• Medical treatment involving Gene therapy, Somatic-cell therapy, Tissue-engineered therapy and CAR T-cell therapy
• Experimental Treatment
• Alternative Medicine
• Any expense incurred in the purchase (or hire) of any type of Prosthesis with the exception of breast prostheses and prosthetic heart valves
• Interpreter's fees, telephone and other charges in respect of items for personal use or which are not of a medical nature
• Any expenses in respect of accommodation or transportation not arranged by Further, the company designated by Starr to manage the claim.

Full details of all medical exclusions applicable to the Global Medical Treatment are found on the STARR CI ADVANTAGE GLOBAL CONNECT policy terms and conditions.

 Adult: 18 to 65 years old, renewable up to 75 years old
Child: 6 months to 18 years old, or up to 25 years old for full time students

Product Brochure

Policy Specimen