To the fullest extent permitted by applicable law, the information and materials on this website ("Website"), and the Website in general, are provided on an "as is" and "as available" basis without warranties of any kind, whether express, implied or statutory (including but not limited to, warranties of title, merchantability, satisfactory quality, non-infringement of third-party intellectual property rights, fitness for a particular purpose) and Starr International Insurance (Singapore) Pte. Ltd. (whose registered office is at 50 Raffles Place #06-00 Singapore Land Tower Singapore 048623) and its affiliated and subsidiary companies (hereinafter collectively called "Starr") disclaim all such warranties.

No representations or warranties are made (expressed or implied) as to the reliability, accuracy, adequacy, completeness or reasonableness of the information and materials contained in or accessed through this Website and Starr expressly disclaims liability for any errors in, or omissions errors in, or omissions from, such information and materials and does not take any responsibility for any loss arising directly or indirectly from the use of, or any action taken in reliance on, any information and materials appearing in this Website.

The information and materials provided on this web site are for general information purposes only and are not to be considered as complete descriptions of the products and services described within and are not and do not purport to be, and are not a substitute for, nor does it replace financial or professional advice.

No responsibility or liability shall be accepted by Starr for the content/materials/information provided on the web sites linked to this Website (which are not maintained by Starr and their inclusion does not imply any approval or endorsement by Starr).

In viewing and/or printing any information and materials available to you in this Website, and/or in using any of the services provided by our system, you are solely responsible for bearing the relevant liabilities and risks and any damage which results from such actions.

Starr does not warrant the safety, accuracy, functionality or performance of this Website or any third party software that may be used in connection with this Website; nor does it warrant that this Website is free from any errors, defects, viruses and/or other malicious or harmful programs or macros.

Without prejudice to the foregoing, and to the fullest extent permitted by applicable law, under no circumstances, including but not limited to negligence, shall Starr be liable to you or any third party for any costs, liabilities and losses whatsoever, including special or consequential damages, arising from or in connection with the access to, use of, or inability to access or use this Website and all services provided on or via the Website ("Services"), including without limitation:

(i)  any access, use or the inability to access or use this Website, or reliance on the contents of this Website;

(ii)  any system, server or connection failure, error, omission, interruption, delay in transmission or computer virus;

(iii)  any use of or access to any other website linked to this Website; and/or

(iv)  any services, products, information, data, software or other material obtained from this website or from any other website linked to this website,

howsoever caused, even if Starr or its employees or authorized representatives has been advised of the possibility of such damages, losses and or expenses.

Any product information contained within this Website is for reference only and is not a contract of insurance. For details, terms, conditions and exclusions relating to a product, please refer to the product's policy wordings.

Starr may, from time to time, at its absolute discretion change, amend, delete or replace the Website and its contents or any part thereof.